A business cash advance gives you fast access to working capital based on future credit card or other receivables so you can meet their business needs. This type of funding is an alternative form of financing that works by giving businesses upfront access to a lump sum in return for a portion of the future revenue receivables at a discounted price. This allows the payment timeline to be tailored to the flow of business sales.

While a Business Cash Advance isn't ideal for every situation, it could work for entrepreneurs who need quick access to funds they can use to purchase inventory, make payroll obligations or cover other business-related expenses. The advantage is the availability of funding for business owners who may not qualify for traditional financing.