Capacity

Equipment Financing

Equipment for virtually any industry.

Equipment financing covers the cost of buying or leasing what your business runs on. Most owners hear the phrase and picture tractors and backhoes — construction equipment is certainly financeable, but so are refrigerators, vehicles, medical devices, ovens, servers and computers.

Exact qualifications vary by lender and by the equipment itself. If you do not meet all of them — a credit score under 650, say — solid cash flow can still make the case.

Loan amount
Up to $250K
Term
1–5 years
Cost
As low as 8%
Repayment
Monthly

What it gets you

  • 12+ months in business
  • 650+ credit score
  • $50,000+ annual revenue
  • Quick and easy application

Apply for this

Your no cost, no obligation quote

About two minutes. Free to ask, no application fee, and asking does not affect your credit. If nothing that comes back suits you, nothing happens.

  • No hidden fees
  • Bad credit is OK
  • Same day funding
  • No minimum FICO
  • No restrictions
  • Larger funding amounts

Rather talk it through? (844) 236-2662

The other options

Six ways, and when each one fits

Earliest

Cash advance

Against the takings you already have, when the trading history is short and the need is now.

$5K – $500K · 24 – 48 hours
Any season

Working capital

For the gap between work done and work paid for, which never quite closes on its own.

Up to $1M · 24 – 48 hours
One bad month

Short-term loan

A slow season, an unexpected bill, a short project that will pay for itself.

$10K – $1M · 1 – 2 days
Before you know

Line of credit

Approved now, drawn later, and it costs nothing while it sits there unused.

Up to $1M · 1 – 2 days
The big move

Term loan

A second site, a large order, the hire you keep postponing. One sum, one fixed schedule.

$20K – $1M · Within 24 hours